Privacy and Data Protection Notice
Effective Date:2 May 2025
Welcome to the **Pre-Launch** website for **Minerva Regtech (CredexSwap)**. This website is currently under development, and the following Privacy and Data Protection Notice outlines how we collect, process, and protect your personal information in compliance with New Zealand’s Privacy Act 2020, the General Data Protection Regulation (GDPR) (EU) 2016/679, and other applicable data protection laws.
 1. Information We Collect
We collect personal data directly from you when you engage with our website. This may include:
Contact details (e.g., name, email address)
Voluntary information you provide when contacting us or requesting updates
2. Purpose of Data Collection
Your personal data is used for the following purposes:
 Communicating with you about our platform developments.
 Improving the user experience of our Pre-Launch website.
Complying with our legal obligations under the Privacy Act 2020Â and GDPR.
 3. Legal Basis for Processing (GDPR Compliance)
For users within the EU/EEA, we process your personal data based on:
Consent: You have provided consent for us to process your data for specific purposes.
Legitimate Interests: We may use your data to manage the functionality of our website and inform you about our offerings.
For users in New Zealand, we process personal data in accordance with the Privacy Act 2020, ensuring that your data is protected and used only in ways that are fair, lawful, and transparent.
 4. Data Protection and Security
We take the security of your personal data seriously and implement appropriate technical and organisational measures to protect it from unauthorised access, disclosure, alteration, or destruction. As this website is in its **Pre-Launch** stage, we will continually review and update our security practices to ensure the ongoing protection of your data.
 5. Sharing of Your Data
We do not sell or rent your personal data. However, we may share your information with trusted third parties who assist in operating this website, provided they comply with the relevant data protection laws, including the **Privacy Act 2020** and **GDPR**.
6. Your Data Protection Rights (GDPR & NZ Privacy Act 2020)
If you are located in the EU/EEA, you have the following rights concerning your personal data:
Access: Request a copy of the personal data we hold about you.
Correction: Request the correction of inaccurate or incomplete personal data.
Erasure: Request deletion of your personal data.
Objection: Object to the processing of your personal data under certain conditions.
In New Zealand, under the Privacy Act 2020, you have the right to:
Access: Request access to the personal data we hold about you.
Correction: Request correction of any inaccurate or incomplete data.
Erasure: In certain circumstances, you may request the deletion of your data.
7. Cookies and Tracking Technologies
Our website uses cookies to enhance functionality and improve user experience. You have the ability to control the use of cookies through your browser settings, though disabling cookies may limit your experience on our website.
 8. Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes outlined in this Privacy Notice, or as required by law. Once your data is no longer needed, we will securely delete or anonymise it.
9. Privacy and Governance Updates
This Privacy Notice may be updated periodically. We will notify you of any significant changes, and encourage you to regularly review this notice to stay informed about how we are protecting your personal data.
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